Motor Insurance

Motor Insurance

Motor Insurance provides coverage against the unforeseen risk or damage that your vehicle is exposed to, while it is being used/driven or parked. In India, it is mandatory to have a Third-party Insurance cover that protects your car from third party liability, which includes injury to/ death of a third party and third-party property damage.

We at TMIBASL, provide you with suitable Motor Insurance solutions for your Two-Wheeler, Private Car, and Commercial Vehicle offered by various Insurance companies. We also help you renew your motor policy to ensure that you are always secured.

The types of policies available for your Vehicle are:

For Policy related
queries contact:

Contact

Mr. Anil Kumar

Head - National Sales

corpcomm@tmibasl.com

Own Damage Insurance (OD Policy)

It covers the cost of Repairs & Replacements arising due to physical damage to the Vehicle in the accident, being used for the personal conveyance of individuals or transportation of goods. This includes damages and losses caused due to accidents and collisions, natural calamities, fires, and thefts. It’s always recommended to have an OD policy along with the mandatory Third-party Policy.

Third-party Damage

As per the Motor Vehicle Act, any vehicle on the roads has to have minimum Third-party Insurance cover. If you’re caught without one, you may be liable for penal action under IPC applicable at the time of the offence.

Third-party insurance protects you against the damage or loss caused to a third-party vehicle, person, or property.

Comprehensive Insurance

Comprehensive Motor insurance covers both third-party liabilities and damages caused to your Vehicle. So, if your Vehicle is damaged due to any natural calamity, fire, or you accidentally damage someone’s Vehicle or property, comprehensive Motor insurance will provide you a cover for damages.

Claims Assistance and Servicing

  • We provide end-to-end assistance from the time of the accident to claim settlement. Our team of professionals present at various locations and our dedicated 24/7 call centre would handhold you during the entire process of the claim settlement.
  • We will ensure prompt registration of claims with the insurance company.
  • We offer a Cashless facility for the repair of vehicles through a network of workshops of various Insurance Companies.
  • We carry out real–time monitoring of surveyor appointments and vehicle repairs through our online platform. We also provide assistance in claim documentations.
  • We have a service level agreement/TAT with Insurers, which aim to ease the policy issuance, servicing of policy, and faster settlement of claim.

Our Commitment

Prompt and accurate
issuance of policy
document

Fair and transparent
settlement of
claims

Near cashless settlement
on Pan India basis across
the Network of Insures

Meet customer’s
requirements on time,
every time!

If you are opting for a comprehensive vehicle insurance, you can benefit further by getting better coverage for your car

using add-on covers.

Nil Depreciation Cover

Garage Cash Cover

Road Side Assistance (RSA Plus)

Key Protect Cover

Engine & Gearbox Protection

Return to Invoice Cover

Please note: The actual terms and conditions of the Insurance policy/Add-on will vary from Insurer to Insurer, and you would do well to read the same in detail at the time of purchasing the policy.

Disclaimer: For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

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Motor Insurance - Toll Free Number:

Tata Motors Customers -
18002090060

Ford Customers -
18002582545

Composite Broker License No. 375 I Validity 13/05/2020 to 12/05/2023 I CIN: U50300MH1997PLC149349 | IBAI Membership No. 35375
A sister Company of TATA AIA Life Insurance Company Limited and TATA AIG General Insurance Company Limited  |  Terms & Conditions  |  Broker Code of Conduct  |  Privacy Policy  |  IRDAI  |  IBAI